Which loan program should you choose? It all depends on your personal and financial goals, both short-term and long-term. When you are a Kim Eungard client, I take the time to get to know you and learn about your goals. By doing so, I am then in the best position to advise you on which programs are most to your advantage. A partial list of loan programs I have to offer: No Income (self employed): If you have been self-employed for very long, you probably already know that the typical ways to prove income don't apply to you. I can help with home loans that don't require traditional income documentation. Zero Down Payment: Short on available cash for a down payment? Avoid up front costs by selecting a Zero Down Payment loan. One of my many Zero Down Payment programs is bound to fit your needs. Low Down Payment: Don't let a lack of savings for the initial down payment prevent you from buying your new home. If you can make the monthly mortgage payments, my Low Down Payment program may be right for you. 3-5% down payment, no maximum income restrictions. Jumbo Loans: Guidelines change from year-to-year. I offer a wide variety of program options for Jumbo Loans. Home Equity Loans VA Loans